Updated on 10/7/2026
NMLS# 282876 27+ years of experience
I'm Eric Mitchell, Financing Geek with DISCOUNT AI INC., serving borrowers in La Jolla, CA. I've spent 27 years helping people compare mortgage options and choose financing that fits their goals and situation. I work with luxury buyers, veterans and military families, real estate investors, self-em...
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Get to Know Me
I'm Eric Mitchell, Financing Geek with DISCOUNT AI INC., serving borrowers in La Jolla, CA. I've spent 27 years helping people compare mortgage options and choose financing that fits their goals and situation.
I work with luxury buyers, veterans and military families, real estate investors, self-employed business owners, and new-construction buyers. My focus includes Conventional, FHA, VA, Jumbo, First Time Buyer DPA, Bank Statement Non-QM, DSCR Investor, Construction Reno, Reverse HECM, HELOC Seconds, Physician Professional, Self Employed, and Manufactured Mobile financing. I'm licensed in California and speak English.
What sets my approach apart is transparency and communication. My rates are posted online 24/7, and my webpage shows the program options that may fit your scenario along with rate and cost choices for each, so you can review the details in writing and make an informed decision. I was voted America's Most Connected Mortgage Professional, I'm a published author, and I also rescue dogs with Second Chance Dog Rescue of San Diego. If you're exploring a loan, take a look at the options and let's see what may work for you.
NMLS# 282876
Licensed in: CA
27 years in the mortgage business
Last 12 months: 350 funded loans totaling $300M
I rescue dogs with Second Chance Dog Rescue of San Diego
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Reviewed and enriched with local market insights by Eric Mitchell
Straight answers on the loans I work with most, written for buyers here.
Financing Geek
DISCOUNT AI INC. | NMLS: 282876
