Please See Instructions and Then Scroll Down For Access
Please see access to live residential mortgage rates below. The rates shown are real and not bait & switch. You save money by going through our automated process.
Click on drop down buttons below to customize your rates. You will see multiple options based on rate and closing costs.
For each rate shown, click on "Fees" to see the third party costs. These are the actual costs to close your loan at that specific rate, minus the credit shown next to the rate.
You will be able to lock your interest rate once your application is pre-approved. Please see our Rate Lock info in the tabs above for added information.
The question fields are to adjust the rate based on Conventional risk adjustments. Please contact us for a rate quote if you have a unique scenario.
Transparency is very important during the mortgage process. You can pre-qualify with no harm to your credit. Please click on the Credit tab above for added information.
We do a "soft" credit pull to pre-qualify your loan application. This does no harm and will not show an inquiry on your credit report.
Once pre-qualified, upload the requested support documents to become pre-approved. 24/7 status is available in our mobile app.
Once pre-approved, you can lock your rate. Each milestone is approx 1 to 2 business days and we constantly update you.